Insurance questions, answered clearly.

Look at coverage limits, deductibles, exclusions, liability protection and the events that trigger coverage. Two policies with similar premiums can offer different levels of protection. FANASA can help you identify the differences worth discussing.

Yes. FANASA focuses on home and auto insurance for Ontario residents. Choose the type of coverage you need when requesting a quote, or ask about both.

Yes. Start by telling us what you want to protect and when you need coverage. If more information is required, FANASA can discuss the next steps with you.

FANASA reviews the details you submit and follows up to discuss your circumstances, the information still needed and possible next steps. An inquiry is not a completed insurance application or a binding quote.

These details can affect which insurance options may be available and help prepare for a relevant conversation. Answers are not an automatic determination of eligibility.

Depending on the policy, home insurance may address damage to the home, personal belongings, personal liability and some additional living expenses after a covered loss. The policy wording and limits determine what applies.

Relevant considerations include rebuilding costs, personal belongings, liability exposure, deductibles and any special items or circumstances. A thoughtful review considers the risks and potential costs, not only the monthly premium.

Not necessarily. A lower premium may be linked to different limits, deductibles, exclusions or optional protections. The goal is to understand what is included, what is excluded and what you would pay after a loss.

Ontario drivers need legally required coverage, and optional coverages can change what a policy provides. Compare liability protection, deductibles, physical damage coverage and the circumstances that affect the premium.

A deductible is generally the amount you must pay toward an eligible claim before the insurer covers the remaining covered amount. Increasing a deductible may lower the premium, but it can increase your expense at claim time.

You can still make an inquiry. Be accurate about your driving history. FANASA can review the information and explain whether it can assist with the next steps, without promising that coverage will be available.