Home insurance
Home insurance is about more than the walls.
Your home is a place you've built your life around. Your insurance should help you understand what you are protecting, what the policy covers, and what could happen after an unexpected loss.
What Home insurance can protect
Know what matters before you choose.
Consider your home, belongings, liability and the costs you could face after an unexpected loss.
01
The building
Understand rebuilding costs, coverage limits and the difference between market value and the cost to repair or replace your home.
02
Contents and valuables
Explore protection for furniture, electronics and personal belongings, including exclusions and special limits that may apply.
03
Liability and living expenses
Ask about personal liability and whether additional living expenses may be covered after an insured loss temporarily displaces you.
Tell us what you need to protect.
The experience behind the guidance
A deeper perspective on your insurance needs.
Edgard S. Navarrete brings an economics, finance and research background to the questions people face when protecting their homes and vehicles.
His work spans Ontario's Ministry of Finance, the International Finance Corporation, CMHC, Central 1 and BDC. That broader financial perspective informs FANASA's emphasis on understanding risks, comparing trade-offs and explaining choices in practical language.
Experience provides perspective. Former employers are not endorsements of FANASA.
Before you commit
Questions worth asking.
What does home insurance generally help protect?
Depending on the policy, home insurance may address damage to the home, personal belongings, personal liability and some additional living expenses after a covered loss. The policy wording and limits determine what applies.
How much coverage should I consider for my home?
Relevant considerations include rebuilding costs, personal belongings, liability exposure, deductibles and any special items or circumstances. A thoughtful review considers the risks and potential costs, not only the monthly premium.
Is the cheapest home policy always the best choice?
Not necessarily. A lower premium may be linked to different limits, deductibles, exclusions or optional protections. The goal is to understand what is included, what is excluded and what you would pay after a loss.
Start here
Tell us what you need to protect.
Request a quote
About 2 to 3 minutes
Our assistant asks a few useful questions, one at a time, so the conversation that follows is about your situation. There is no obligation.
- Or call 226-988-7471
- Or email [email protected]
Please do not share identification, licence or payment details in the chat.